Money and access
Paying out of pocket
Honest arithmetic, no shame, and what people actually do.
Paying for this yourself is a significant, recurring cost and it forces choices that nobody should have to make. This circle does the arithmetic out loud and without embarrassment.
We also hold the harder conversations: pausing because you cannot afford a month, deciding to stop, and the pressure of an ongoing cost that has no end date attached.
Who this circle is for
- You are self-funding
- You are weighing up whether you can sustain the cost
- You have stopped or paused for money reasons
Agreements here
- Nobody is judged for what they can or cannot afford
- No cost comparison that turns into a hunt for the cheapest possible source
A savings card that halved it for a year
Kate18 replies
A savings card that halved it for a year Writing it down partly to work out what I actually think. Money post. No apologies, this circle is for it. What I would find most useful is not…
When the price went up mid-year
Nadir12 replies
When the price went up mid-year Writing it down partly to work out what I actually think. Money post. No apologies, this circle is for it. Here is where I am. The medication side has been…
The month I could not pay and what happened
Hettie17 replies
Something I have been sitting with: The month I could not pay and what happened Not looking for advice so much as other people's experience. Money post. No apologies, this circle is for…
Asking my prescriber about a lower maintenance dose for cost reasons
Ilya14 replies
Asking my prescriber about a lower maintenance dose for cost reasons — putting it in its own thread so it does not get lost in the check-in. I have a letter in front of me and I do not…
Pharmacy price differences in one city
Gwenno15 replies
Something I have been sitting with: Pharmacy price differences in one city Not looking for advice so much as other people's experience. Money post. No apologies, this circle is for it. The…
A private prescription and an NHS one, compared
Kate15 replies
A private prescription and an NHS one, compared Writing it down partly to work out what I actually think. Money post. No apologies, this circle is for it. I have read the guides here,…
The arithmetic, written out honestly
Peronel17 replies
Something I have been sitting with: The arithmetic, written out honestly Not looking for advice so much as other people's experience. I have a letter in front of me and I do not know what…
What the cost has displaced in my budget
Zoë18 replies
A question rather than an update: What the cost has displaced in my budget This is the boring administrative kind of problem, which I gather is the kind that actually gets solved. Here is…
I paused for two months and it was the right call
Ilya16 replies
A question rather than an update: I paused for two months and it was the right call I have a letter in front of me and I do not know what it actually says. I am aware some of this may be…
Three months at a time versus monthly
Zoë15 replies
Three months at a time versus monthly — putting it in its own thread so it does not get lost in the check-in. This is the boring administrative kind of problem, which I gather is the kind…
Deciding to stop, on cost, with no drama
Nadir19 replies
Deciding to stop, on cost, with no drama Writing it down partly to work out what I actually think. I have a letter in front of me and I do not know what it actually says. The thing that…
Cost with no end date and how I think about that
Nadir17 replies
Something I have been sitting with: Cost with no end date and how I think about that Not looking for advice so much as other people's experience. I have a letter in front of me and I do…
Telling my partner what this actually costs
Gavin20 replies
Starting a thread on this because it keeps coming up in ones and twos: Telling my partner what this actually costs Money post. No apologies, this circle is for it. The thing that has…
What I would do if I had to choose again
Nadir23 replies
Starting a thread on this because it keeps coming up in ones and twos: What I would do if I had to choose again Money post. No apologies, this circle is for it. I have read the guides…